Saturday, March 20, 2010

Infertility Insurace

One of the worst things about infertility, is the costs associated with diagnostic testing and treatment. Not only do you have the heartache of being infertile, but most insurance companies won't pick up a penny of the costs. Not even to find out what is wrong with you or to talk to a doctor about it. Infertiltity is so traumatic, and to add the costs associated with it makes it ten times worse to deal with.

After 5 years struggling with this, you can imagine my excitement when I found out our new insurance covers diagnostic testing. I switched coverage at the advice of no one, everyone said I had the best around and offered to state workers, well, now I beg to differ. I switched our coverage in January, not because I expected inferitility to be covered, but because I was so fed up with the company we had been using. In fact, I read and read insurance coverage benefits for multiple companies and didn't think any of them would cover a penny.

Thomas and I both felt ready to move forward with tests this spring. When we found out the insurance was going to cover testing, it was incredible. I felt like I had won the lottery. What a BLESSING! So, in short, I have had over $3,000 in tests done in the last month, and have only paid $40 in copayments!

Our insurance will not cover treatments ... alas that is still on us. Regardless, I'll take the gift I was given and smile. Our tests are pending...

A quick update - March 23, 2010 - all tests came back normal! We are so excited. We still have another round of tests that will take place through the month, tesing things like hormone levels, uterine lining, and ovulation. I expect all these to come back normal based on our past tests, but we won't actually test until May due to my work schedule.

1 comment:

Kelly said...

That is awesome! So happy for you. at least some is covered.